Universal Credit is designed to top up your income and help you with housing costs. If you have received a Migration Notice from the Department for Work and Pensions (DWP), then your existing benefit will be ending soon.
A loan shark is an illegal unlicensed money lender. They often charge very high interest rates and may not give you any paperwork confirming the arrangements they have made with you.
Our Money Advice team is here to provide free and impartial advice on budgeting and…